Timothy Sullivan (CFP®, EA)

Timothy Sullivan focuses in the
following client markets or areas of practice:

Business Owners

Investment Advice with Ongoing Management

Investment Advice without Ongoing Management

Real Estate Investments

Retirement Plan Investment Advice

Tax Planning

Planning Specialties

When you work with Clarity Financial, you can expect:

Straight Talk
We do not sell any financial products, receive any commissions, or gather assets under management. Our only compensation is what you pay for our professional advice. We believe the objective perspective this provides is a key distinction when working with our firm. Our complete focus is on how to best meet your specific goals.

Access and Flexibility
Your financial decisions do not follow a set schedule. For one annual fee, you can meet with or speak to us as often as necessary to help accomplish your financial goals. When this is not the optimal approach for your situation, we offer more limited engagements suited to your needs.

All-Inclusive Approach
Together, we evaluate all aspects of your finances and design a strategy where each part works in harmony with the other. We pay a lot of attention to areas of your financial life often overlooked or ignored by other “financial planners”.

Value for Your Money
We are committed to providing value exceeding our fee. This is a concept virtually non-existent in the financial planning profession where more time is generally spent hiding fees than saving them. Doesn’t it make sense that your financial advisor should work to save you more than he charges you?

Additional Information

Clarity Financial looks at your financial plan as a puzzle where all the pieces need to fit together. To do that, each piece needs to accomplish its own specific task as well as support the tasks of each other piece. We call this life-integrated financial planning, and we are experts in this area. To achieve this for you, we provide:

Goal Clarification and Assessment
Your goals are the picture on the cover of your financial planning puzzle box. The better we understand what is important to you, the better we can help you structure your finances to achieve your goals.

Coordinated Investment Advice
In a well-constructed portfolio, each investment fulfills a specific function and is appropriate for your unique situation. We will provide you with objective, unbiased investment recommendations based on your personal needs so you can make the best investment decisions for you and your family.

Skillful Tax Preparation
As personal income tax specialists, we will help keep your tax costs low with a proactive, not reactive, approach. This careful attention to tax planning can free up money for other financial goals. We find the integration of efficient tax planning with investing is often overlooked when structuring portfolios.

Worry-free Retirement Planning
Knowing you will have enough money, even when the unexpected happens, is critical to any financial plan. But retirement is not just about money, it is also about personal fulfillment and enjoyment - what we refer to as “financial independence”. For many, the idea of retiring to spend your days sitting on the couch is not a pleasant thought. We will help you plan in order to get the most from your retirement years.

Value Based Risk Management
Determining how much coverage you need, what risks you can afford to self-insure, where you should buy your insurance, and how much you should pay for it are vitally important.