Frederick Miller, Jr. (CFP®, PhD)

Planning Specialties

Most clients start with an integrated plan, which includes:

1. A financial plan
   How much you can afford to spend each year
   How much you should save each year
   How much life insurance you need, and for how long
   Long term care alternatives
2. An investment plan
   Broad investment recommendations – stocks vs. bonds vs. real estate
   Specific investment recommendations (which mutual funds)
   Specific account recommendations – Roth IRA, 529 plan, etc. (Guidance through the account / product maze)
3. An action plan
   How to save
   What to do with your 401(k)
   How to deal with insurance

Many clients also retain us for ongoing investment management – which includes the following services every quarter:

• Report on investment progress
• Change investments if necessary

We also provide management of account transition details.